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Lower your taxes with Start-up Tax Shelter

Invest in a start-up today and get back 30% or 45% of your investment as tax reduction.

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30% or 45%
of your investment as tax reduction

One way of looking at it:

Invest €1000 in a promising start-up and receive up to €450 reduction on your tax declaration.

This initiative is for all private taxpayers in Belgium; the minimum investment to benefit from the tax shelter through MyMicroInvest starts from just €100.

How to enjoy the benefits of Tax Shelter?

You have 4 different solutions

1. Investing in individual companies through a crowdfunding platform: MyMicroInvest

By investing in eligible Tax Shelter start-ups through a crowdfunding platform, it is necessary to ensure that it has received official approval by the FSMA to offer Tax Shelter to its members. MyMicroInvest became the first investment platform in Belgium to receive official accreditation from the FSMA in .

In this case the minimum amounts for each investment are more affordable thus democratising the investment. But investing in young companies contains a certain element of risk. Diversification of an investment portfolio is thus a key factor of success if one wants to distribute the risk that one is taking on in the best manner.

All start-ups presented on the platform will have gone through a rigorous selection procedure. However, this does not suppress the inherent risks linked to start-up investing.

In the case of MyMicroInvest, its financial vehicle MMIF becomes shareholder and will manage the entry within the company, thus easing the process for investors.

The tax reduction here is maximum 45% of the invested amount.

For more information check MyMicroInvest.

2. Invest in a diversified portfolio by subscribing to a Tracer on MyMicroInvest

A Tracer is a new service that helps you create a portfolio of diversified start-ups.

Why sign up to a Tracer when you can invest in each start-up through the crowdfunding platform?

Even though a lot of start-ups fail, some succeed and can generate important returns on investments. Thanks to a Tracer, each investor can reduce its risk exposure by investing in different start-ups while having the power to choose to invest or not in each investment opportunity that is offered to them.

The tax reduction here is 45% of the invested amount.

Check MyMicroInvest for more information about this new service.

3. Investing directly in a start-up

Normally reserved for Business Angels. This type of investment requires good legal knowledge. Indeed, there will be times where you will have to negotiate the conditions of entry to your advantage (valuation, etc) and understand the legal documents in front of you because of your signatory status.

By investing directly in a company, you become shareholder, which means that your presence will be required at general assemblies during which you will exercise your voting right.

4. Invest through a starter fund

Through a starter fund, you trust your investment with an investment vehicle that will discretionarily manage your funds and invest according to its investing policy without consulting you before making each investment.

The tax reduction here is 30% of the invested amount.

The tax shelter for startups is a new incentive to encourage entrepreneurship

Belgian start-ups, including SMEs and micro-enterprises, are the backbone of our economy. Startups find it difficult to attract capital to finance their growth.

Meanwhile, there is more than €257 Billion “sleeping” in savings accounts. These funds could be used to invest in companies.

If just 1% of the Belgian population invested a small portion of their savings into the most promising startups, we would create hundreds of new businesses and generate thousands of jobs to rejuvenate our economy and preserve social welfare. You can contribute to a better world and in return get 30-45% of your investment back as a tax reduction.

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The Start-up Tax Shelter ebook is for:

Investors

INVESTORS

Belgian taxpayers can benefit from a tax reduction.

Entrepreneurs

ENTREPRENEURS

Belgian start-ups receive more support from the public.

Tax advisors

TAX ADVISORS

A measure to take into account for the next tax declaration.

Why now?

Until recently, the tax shelter for start-ups was only available to business angels.

New tax shelter regulations allow crowdfunding platforms to gain accreditation and offer tax incentive investments to everyone.

The law was developed by two Belgian Federal Ministers, the Deputy Prime Minister of Belgium and Minister of Development Cooperation, Digital Agenda, Telecom and Postal Services Alexander De Croo, and Minister for the Middle Classes, Independents, Small and Medium Enterprises (SMEs), Agriculture and Social Integration Willy Borsus.

What is this website?

This website has been created by MyMicroInvest to inform Belgian tax payers about the Tax Shelter as it applies to startups and crowdfunding.

What is crowdfunding?

Crowdfunding is a collective investment in a business or product. MyMicroInvest focuses on two specific types of crowdfunding:

  1. Equity crowdfunding: companies request funds, and in exchange, investors receive a stake, shares (or equivalent instruments) in the company.
  2. Loan crowdfunding: companies request a loan, and investors are repaid, with interests, over a period of time.

About MyMicroInvest

MyMicroInvest is an investment crowdfunding platform for high-potential Belgian startups and growing businesses, all backed by a unique crowd.

With MyMicroInvest, first-time investors team up with experts to help empower entrepreneurship. In each of our campaigns, you get an opportunity to invest with professional investors, including angel investors, venture capitalists and industry professionals.